Terms of use
What this site is
Current Annuity Rates provides independent information, tools and data. Figures are researched, sourced inline, and dated; tools show their assumptions. Current Annuity Rates is an independent introducer site operated by Ellul Solutions Ltd. We are NOT authorised or regulated by the Financial Conduct Authority, and we are not a provider, an adviser or a broker. We do not advise, arrange or recommend any annuity, product or firm: we introduce you to regulated firms by passing your details to them, and they deal with you directly. We may be paid a commission for that introduction by the firm we introduce you to, and it never changes what you are quoted. Nothing on this site is financial, pension or tax advice. NO ANNUITY RATE IS PUBLISHED HERE, because rates are set by providers daily against gilt yields and against your own circumstances, and every percentage in the calculator is an input for you to replace with figures a provider gives you. Buying an annuity is normally irreversible and the choices are fixed at purchase, so use the free government-backed guidance and, where the sums matter, regulated advice before you commit; gov.uk sets out how to find both. Check any firm on the FCA's Financial Services Register.
What this site is not
Nothing here is financial, legal, tax, medical or other regulated advice, and no tool output is a quote, an offer, or a recommendation to act. Results are estimates from the stated assumptions; confirm anything that matters with a qualified, authorised professional before acting. Where we introduce you to a provider, we act as an introducer only: we do not advise on, arrange, or recommend between providers, and we never handle client money.
Accuracy and liability
We work to keep every figure current (each table shows its last-updated date) but make no warranty that content is error-free. To the extent permitted by law, Ellul Solutions Ltd accepts no liability for loss arising from reliance on this site. Links to external sites are provided for sourcing; we are not responsible for their content.
Embedding and citation
You may cite this site's data with attribution (a link to the page cited) and may use the embeddable widget where offered, unmodified. Scraping that removes attribution, or republishing tables wholesale without a link, is not permitted.