About Current Annuity Rates
What actually decides the income an annuity pays you, and why the headline rate is only the start
What is on this site
One question, "current annuity rates", answered with a calculator that works on the page with no account, 4 guides on the questions around it, a data table you can cite (the figures and their method), and the sources every figure rests on.
- What moves annuity rates, and what moves your quote: Market rates follow gilt yields. Your own quote is moved far more by age, health and the options you pick. The difference matters when shopping.
- Annuity rates UK chart: the published rates by age and shape: Annuity rates UK chart: every published rate our index read in October 2026, by age and by single or joint life, with what £100,000 buys and which ages no page publishes.
- Joint life annuity: what it costs, and the other options: A joint life annuity keeps paying a partner after you die. Published joint life annuity rates against single life, level against index linked, and guarantees.
- Annuity advice and the steps before you buy: Annuity advice first, then the purchase: free guidance, a full health questionnaire, the open market option and tax. How to buy a pension annuity, step by step.
Reach us
Contact for a question about the site, or enquiries@currentannuityrates.co.uk. The legal terms are on Terms and Privacy.
Current Annuity Rates is an introducer site. We are NOT authorised or regulated by the Financial Conduct Authority, and we are not a provider, an adviser or a broker. We do not advise, arrange or recommend any annuity, product or firm: we introduce you to regulated firms by passing your details to them, and they deal with you directly. We may be paid a commission for that introduction by the firm we introduce you to, and it never changes what you are quoted. Nothing on this site is financial, pension or tax advice. NO ANNUITY RATE IS PUBLISHED HERE, because rates are set by providers daily against gilt yields and against your own circumstances, and every percentage in the calculator is an input for you to replace with figures a provider gives you. Buying an annuity is normally irreversible and the choices are fixed at purchase, so use the free government-backed guidance and, where the sums matter, regulated advice before you commit; gov.uk sets out how to find both. Check any firm on the FCA's Financial Services Register.