{ "name": "currentannuityrates.co.uk Annuity Statutory Framework", "title": "Annuity Statutory Framework", "url": "https://currentannuityrates.co.uk/datasets/annuity-statutory-framework/", "csv": "https://currentannuityrates.co.uk/datasets/annuity-statutory-framework.csv", "markdown": "https://currentannuityrates.co.uk/datasets/annuity-statutory-framework/index.md", "computed_at": "2026-11-06", "license": "https://currentannuityrates.co.uk/terms", "headline": "The Annuity Statutory Framework carries 2 published figures read from 2 sources' own pages, from 12,570 to 268,275 GBP, read 3 November 2026.", "quotes": [ "The Annuity Statutory Framework carries 2 published figures read from 2 sources' own pages, from 12,570 to 268,275 GBP, read 3 November 2026.", "2 of the 4 named sources read in full publish a figure; 2 publish none, read 3 November 2026.", "Annuity Statutory Framework, rule tax-free lump sum share: median 25 percent across 1 source, read 3 November 2026.", "Annuity Statutory Framework, rule lump sum allowance cap: median 268,275 GBP across 1 source, read 3 November 2026.", "Annuity Statutory Framework, rule personal allowance: median 12,570 GBP across 1 source, read 3 November 2026." ], "citation": "\"currentannuityrates.co.uk Annuity Statutory Framework\", updated 2026-11-06, https://currentannuityrates.co.uk/datasets/annuity-statutory-framework/.", "changed_since": null, "national": { "unit": "GBP", "n": 2, "median": 140422.5, "min": 12570, "max": 268275, "p25": null, "p75": null, "mean": 140422.5, "units": { "%": 1, "GBP": 2 }, "published_sources": 2, "named_sources": 8, "read_sources": 4, "not_published": 2, "published_share": 0.5 }, "by_axis": { "rule": { "tax-free lump sum share": { "%": { "n": 1, "median": 25, "min": 25, "max": 25, "p25": 25, "p75": 25, "mean": 25 } }, "lump sum allowance cap": { "GBP": { "n": 1, "median": 268275, "min": 268275, "max": 268275, "p25": 268275, "p75": 268275, "mean": 268275 } }, "personal allowance": { "GBP": { "n": 1, "median": 12570, "min": 12570, "max": 12570, "p25": 12570, "p75": 12570, "mean": 12570 } } } }, "rows": [ { "source": "GOV.UK lump sum allowance", "url": "https://www.gov.uk/tax-on-your-private-pension/lump-sum-allowance", "figure": "25%", "value": 25, "unit": "%", "vat": null, "axis": { "rule": "tax-free lump sum share" }, "retrieved_at": "2026-11-03", "quote": "Lump sum allowance You can usually take up to 25% of the amount built up in any pension as a tax-free lump sum.", "source_class": "primary-government", "text_sha256": "42ec6866064b553dac4e4206c9d9218a448d09c07e586f1a5a3a6eebb208626d" }, { "source": "GOV.UK lump sum allowance", "url": "https://www.gov.uk/tax-on-your-private-pension/lump-sum-allowance", "figure": "£268,275.", "value": 268275, "unit": "GBP", "vat": null, "axis": { "rule": "lump sum allowance cap" }, "retrieved_at": "2026-11-03", "quote": "The most you can take is £268,275.", "source_class": "primary-government", "text_sha256": "42ec6866064b553dac4e4206c9d9218a448d09c07e586f1a5a3a6eebb208626d" }, { "source": "GOV.UK tax on your pension", "url": "https://www.gov.uk/tax-on-pension", "figure": "£12,570.", "value": 12570, "unit": "GBP", "vat": null, "axis": { "rule": "personal allowance" }, "retrieved_at": "2026-10-31", "quote": "You pay tax if your total annual income adds up to more than your Personal Allowance - this is usually £12,570.", "source_class": "primary-government", "text_sha256": "aae4e309a87449c2fe27a55ea17a18b7013568bd79f1c631651adf7f9aa1fb65" } ], "not_published": [ { "source": "FCA Handbook COBS 19.9, pension annuity comparison information", "url": "https://www.handbook.fca.org.uk/handbook/COBS/19/9.html", "retrieved_at": "2026-11-03", "reason": "every candidate on the page was refused" }, { "source": "GOV.UK plan your retirement income, get advice", "url": "https://www.gov.uk/plan-retirement-income/get-financial-advice", "retrieved_at": "2026-11-03", "reason": "read in full and no accepted figure on the page" } ], "sources": [ { "url": "https://www.handbook.fca.org.uk/handbook/COBS/19/9.html", "label": "FCA Handbook COBS 19.9, pension annuity comparison information", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fca.org.uk/publications/research/annuity-comparator-our-research", "label": "FCA annuity comparator research", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.gov.uk/tax-on-pension", "label": "GOV.UK tax on your pension", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.gov.uk/tax-on-your-private-pension/lump-sum-allowance", "label": "GOV.UK lump sum allowance", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.gov.uk/state-pension-age", "label": "GOV.UK State Pension age", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.gov.uk/plan-retirement-income/get-financial-advice", "label": "GOV.UK plan your retirement income, get advice", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.moneyhelper.org.uk/en/pensions-and-retirement/taking-your-pension/compare-annuities", "label": "MoneyHelper compare annuities", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.moneyhelper.org.uk/en/pensions-and-retirement/taking-your-pension/guaranteed-retirement-income-annuities-explained", "label": "MoneyHelper guaranteed retirement income explained", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 2 of the 4 named sources that could be read published a usable figure; 2 published none and are recorded as not published, never filled in; 4 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in GBP (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 12 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per rule that bounds the purchase - the FCA's comparison obligation before a sale, the 25% tax-free lump sum and its cap, the income tax due on annuity income, the minimum pension age and State Pension age - quoted verbatim with its effective date, so a headline rate can be turned into the net income the reader will actually receive", "embed": "

12,570 to 268,275 GBP

2 published figures, Annuity Statutory Framework, across 2 sources, read 3 November 2026

Source: currentannuityrates.co.uk Annuity Statutory Framework
" }